Home
/
RELIGION & LIBERTY ONLINE
/
Two recent essays on health care/insurance and reform
Two recent essays on health care/insurance and reform
Jan 18, 2026 1:53 AM

Published in newspapers across Indiana– for example, here and here in the (Jeffersonville/New Albany) News-Tribune…

Excerpts from essay #1:

…We also hear assertions that various forms of government involvement in health care are likely to be effective in the U.S. because they work well in other countries. Aside from whether this is true, it should be noted that these other countries have lower populations and, typically, far less diversity in their populations. So parisons are somewhere between somewhat helpful and useless. One of the ironies of the health-care debate is that parisons should encourage us to consider state-based reforms (instead of a single, grand federal experiment), since the population and diversity of our states is similar to other countries.

A second myth is far more important: We’re often told that our current health-care system is “free-market.” This is akin to blaming the Great Depression on markets — while ignoring the four tax increases of Hoover and FDR, massive trade protectionism, restrictive monetary policy, laws that artificially increased prices and wages and so on. In both cases, the extent to which we should blame the government is an open question. But ignoring its role in either mess is neither legitimate nor useful.

With health care, there is already massive government intervention. The most obvious example is the double debut of Medicare and Medicaid in the 1960s. In addition, there is a wide array of relatively minor but still significant issues: various labor market restrictions (e.g., you and I are not allowed to receive medical services from professionals who provide the same services to our armed forces), mandated insurance benefits (for everything from in-vitro fertilization to hair transplants), the explosion of medical malpractice awards (and thus, malpractice insurance rates) and so on.

But the most important public policy in this realm? The subsidy of health insurance acquired by workers through the firm….

Excerpts from essay #2:

The current mix of government and markets in health care certainly has an amazing amount of inefficiency. But will bureaucracy and red tape be reduced or enhanced with more government?

It’s difficult to imagine much if any gain. Thus, extending health-care availability will probably involve higher costs or reduced access in other contexts (rationing)….

Barack Obama’s proposal is to subsidize public insurance that would pete” with private insurance. By definition, subsidized insurance would undermine private insurance to some extent — somewhere between attracting people at the margin and entirely destroying the industry. It would depend on the extent of the subsidy….

One last thought: It’s interesting that we’ve e so fixated on a federal approach to this problem. Why not allow the 50 states to try 50 different experiments rather than betting everything on one grand, federal experiment that would be difficult if not impossible to reverse?

Comments
Welcome to mreligion comments! Please keep conversations courteous and on-topic. To fosterproductive and respectful conversations, you may see comments from our Community Managers.
Sign up to post
Sort by
Show More Comments
RELIGION & LIBERTY ONLINE
No one knows what a return to ‘normalcy’ after COVID-19 will look like
At some point, not today but perhaps in the next few weeks, we will be having more conversations about getting people back to work and restoring the $21 trillion U.S. economy. Some signs indicate the coronavirus pandemic may turn soon in the United States. Even if the entire nation makes an all-out effort to restrict contact, coronavirus deaths will peak in the next two weeks, with patients overwhelming hospitals in most states, according to a University of Washington study. The...
Service is love for our God and our clients
For the Italian Nuova Bussola Quotidiana media outlet, I am publishing a series of short reflections on economics, virtue and spirituality during Lent entitled Lentenomics(go here for the first reflection on “sacrifice”). In the second of these six essays I turned my attention to the virtue of “service.” In summary, I write that “service has a supremely essential role within the economy, and not just in the so-called ‘service industries.’ Markets simply cannot function without services. They are the fundamental...
Acton Line podcast: How to talk about rights in our polarized age
Today, our most contentious controversies are about morality. We disagree about questions of efficiency and democracy, but across political aisles, we also disagree about what’s right to do and who we’re ing as a people. How can we have productive debates with people whose worldviews are very different from ours? Adam MacLeod, professor of law at Faulkner University, addresses this question in his new book titled “The Age of Selfies: Reasoning About Rights When the Stakes Are Personal.” In this...
April Fools’ Day: Italians are not joking around anymore as civil unrest builds
Culturally the first of April – April Fools’ Day – is the same in Italy as in America. It’s a day of practical jokes and laughs. Only here it’s called April Fish Day, because it is related to the ancient end of the Pisces or Fish sign in the zodiac. It also the day of jokes which Italians inherited from the ancient Roman feast of Hilaria (hilarious in English) celebrated around the spring equinox. During the Hilaria celebrations Romans would...
How are free-market think tanks doing on social media?
Alejandro Chafuen, Acton’s Managing Director, International, posted his annual analysis of think tanks’ use of social media last week inForbes. He wrote: Due to the coronavirus pandemic think tanks around the world are working under quarantine and have cancelled all events in ing months. They will have to rely more on social media to get their messages across. How successful are free-market think tanks today in trying to attract traffic to their websites, as well as views and followers on...
Jon Basil Utley, RIP
I had the privilege of being close to Jon Basil Utley (1934-2020) for the last 25 years of his life. Even though we disagreed on a few topics, we always did it with a smile. It was more like a game between friendly tennis partners than a struggle to score political or intellectual points against each other. Several years ago I read Odyssey of a Liberal, the autobiography of his mother, Freda Utley. I mend the book to all who...
FAQ: Did Viktor Orbán just become a dictator?
On Monday, Hungary’s parliament passed a law aimed bating the coronavirus, which gives Prime Minister Viktor Orbán the power to rule by decree. Critics warn this law gives the prime minister dictatorial powers and could allow him to suppress opposition media outlets. Here are the facts you need to know. Did the government already have these powers? This bill significantly strengthens the powers the prime minister has. The Fundamental Law of Hungary already allows the government to declare a state...
Government bailouts and debt: further thoughts on the coronavirus crisis
Rev. Robert Sirico, president and co-founder of the Acton Institute, reflects on the unprecedented levels of debt that our society is taking on in the name of fighting the coronavirus. How tolerant are we ing to the government’s interventions? What role does subsidiarity play in solving our problems? Be sure to check out the other videos in this series, linked below. Thoughts from Rev. Robert Sirico during the coronavirus pandemic How freer markets can help during the coronavirus crisis with...
This machine could replace 8 million masks. The FDA slowed it down.
The United States is a land of plenty, but federal officials say it does not have all the medical equipment it needs to fight the coronavirus. With the government estimating the U.S. needs anywhere from 270 million to 3.5 billion additional face masks, one would think its top priority would be facilitating the creation of new masks and finding ways to reuse its existing supply—but developments this weekend indicate otherwise. The federal government initially mended that healthcare providers wear N95...
Creativity will kill COVID-19
It is in the most desperate of times that we must not forget our principles. Globally, we are facing desperate times. In the United States, unemployment rolls doubled in just one week, climbing to 6.6 million unemployment claims for the week ending March 28, 2020. As more Americans are asked to stay at home, many have e unemployed. Additionally, the potential death toll scares us, and we beg for scientists to expedite new tests, anti-viral drugs, and vaccines. These are...
Related Classification
Copyright 2023-2026 - www.mreligion.com All Rights Reserved