Home
/
RELIGION & LIBERTY ONLINE
/
Obamacare: Less Choices, Fewer Doctors And You’re Gonna Like It
Obamacare: Less Choices, Fewer Doctors And You’re Gonna Like It
Oct 8, 2024 1:35 AM

We Americans like choices. Go to any large grocery store and stand in awe at the vast array of cereals: everything from regular old oatmeal to some sort of toasted rainbow sprinkles of joy. The market economy is built upon choice: not only does the consumer have a choice in what she wants, she can stay away from things she doesn’t want, like bad service or poorly prepared food. Yes, we like choices.

Obamacare is built on fewer choices, however. The New York Times tells us that we are facing fewer choices for our health care, fewer doctors and high costs if we wish to go outside of our prescribed network. Reed Abelson:

No matter what kind of health plan consumers choose, they will find fewer doctors and hospitals in their network — or pay much more for the privilege of going to any provider they want.These so-called narrow networks, featuring limited groups of providers, have made a big entrance on the newly created state insurance exchanges, where they are mon feature in many of the plans.

Don’t like the idea of fewer choices for something so important as health care? Tough.

We have to break people away from the choice habit that everyone has,” said Marcus Merz, the chief executive of PreferredOne, an insurer in Golden Valley, Minn., that is owned by two health systems and a physician group. “We’re all trying to break away from this fixation on open access and broad networks.”

Some argue that large networks cost consumers more, while others say that Obamacare is forcing unwanted choices on consumers. Even that bastion of support for all things liberal, Mother Jones, says this problem of fewer choices is going to be tough.

Imagine what’s going to happen when millions of newly insured people, not savvy about how to police health care costs, start to get bills that far exceed what CoveredCA or healthcare.gov promised them? “My Obamacare policy cost me $800 for a blood test” is the next headline.

I think progressives need to start talking about this because it should be addressed by our side, not just to avoid mid-term election embarrassment, but because poor folks can be harmed by it. Hand waving this away as “we got poor people insurance, our job is done” is a mistake.

Marcus Merz, the chief executive of PreferredOne, an insurer in Golden Valley, Minn., says we need to stop being “fixated” on consumer choice, “open access and broad networks.” To me, this sounds a lot like Henry Ford telling us we can have a car in any color we want, so long as its black. A study from Standford Business School suggests that more consumer choices means better quality. This makes sense: in a free market economy, businesses have pete. That means the restaurant with terrible waiters and awful food won’t last long if it’s surrounded by superior restaurants. However, if the horrible restaurant is the only choice, some people will go there; it’s the only choice for them. “Sure, it’s awful,” they might say, “but what are ya gonna do?”

We tried restricting health care choice 20 years ago, and it failed. Some folks remain undeterred:

Insurers insist these efforts will not run into the same resistance because they are now working more closely with providers, and customers are more concerned about costs. “It’s a new era,” said Dr. Sam Ho, the chief medical officer for United Healthcare.

Others agree. “You’re going to see this as a dominant strategy,” said Jeff Hoffman, who works closely with hospitals for Kurt Salmon, a consulting firm.

Mike Kreidler, an insurer in the state of Washington, says he wants to make sure that “carriers are not in a race to the bottom.” Fewer choices almost guarantee this.

Read “More Insured, but the Choices Are Narrowing” at The New York Times.

Comments
Welcome to mreligion comments! Please keep conversations courteous and on-topic. To fosterproductive and respectful conversations, you may see comments from our Community Managers.
Sign up to post
Sort by
Show More Comments
RELIGION & LIBERTY ONLINE
The ‘Ghost of Fiscal Future’
Matt Mitchell at Neighborhood Effects offers an interesting perspective regarding the fiscal cliff. As we hurriedly approach the edge, Mitchell’s insights ought not to be ignored, whatever the e of today’s last minute meeting at the White House. Evoking the Ghost of Christmas Yet to Come from Charles Dickens’s A Christmas Carol, he writes, At the risk of mixing metaphors, we should think of the fiscal cliff as the Ghost of the Fiscal Future. It is a bleak lesson in...
Life-Long Learners or Good Test-Takers? An Orthodox Christian Critique
The video below of a second grade teacher in Providence, RI reading his letter of resignation has recently gone semi-viral with over 200,000 views on YouTube. What I would like to offer here is an Orthodox Christian critique of the anthropological assumptions that separate this teacher from the “edu-crats,” as he terms them, who in his district so strongly championed standardized testing-oriented education at the exclusion of all other methods and aims. In the Orthodox Christian tradition, there is an...
The Year in Commentary: Jordan J. Ballor
Every Wednesday we publish the Acton Commentary,a weekly article that covers topics related to Acton’s mission. As es to a close I thought it would be worth highlighting the mentaries that have been produced by Acton Institute staffers over the past year. The following list includes articles published in 2012 by Dr. Jordan J. Ballor, Acton research fellow and executive editor of the Journal of Markets & Morality: January 11, 2012 Ministers of Common Grace February 15, 2012 Corrupted Capitalism...
The Year in Commentary: Rev. Robert A. Sirico
Every Wednesday we publish the Acton Commentary, a weekly article that covers topics related to Acton’s mission. As es to a close I thought it would be worth highlighting the mentaries that have been produced by Acton Institute staffers over the past year. The following list includes articles published in 2012 by Rev. Robert A. Sirico, co-founder and president of the Acton Institute: July 04, 2012 Creative Destruction and the Pruning Shears September 19, 2012 The Collapse of Europe’s Welfare...
The Year in Commentary: Samuel Gregg
Every Wednesday we publish the Acton Commentary,a weekly article that covers topics related to Acton’s mission. As es to a close I thought it would be worth highlighting the mentaries that have been produced by Acton Institute staffers over the past year. The following list includes articles published in 2012 by Dr. Samuel Gregg, director of research at the Acton Institute: January 18, 2012 The Problem with Compassionate Conservatism March 07, 2012 The American Left’s European Nightmare March 14, 2012...
The Year in Commentary: Anthony B. Bradley
Every Wednesday we publish the Acton Commentary,a weekly article that covers topics related to Acton’s mission. As es to a close I thought it would be worth highlighting the mentaries that have been produced by Acton Institute staffers over the past year. The following list includes articles published in 2012 by Dr. Anthony B. Bradley, a research fellow at the Acton Institute.: January 25, 2012 Despite Economic and Social Ills, Blacks Give Obama a Pass February 29, 2012 Corn Subsidies...
Was 2012 the Best Year Ever?
An article in the Christmas issue of The Spectator make a surprising and bold claim: It may not feel like it, but 2012 has been the greatest year in the history of the world. That sounds like an extravagant claim, but it is borne out by evidence. Never has there been less hunger, less disease or more prosperity. The West remains in the economic doldrums, but most developing countries are charging ahead, and people are being lifted out of poverty...
Children and a Culture of Choice
The Choice of Hercules between Virtue and PleasureEli Horowitz over at Rust Belt Philosophy takes up my post from earlier this week, “The Christ Child and a Culture of Birth.” For the moment we can leave aside the accusations of racism latent in my view, as my demographic concerns are related to replacement levels and not to the question of majority/minority demographic shifts. I do want to address one claim from Horowitz about the nature of cultural privilege, though. His...
Work, Leisure, and the Search for Daily Meaning
Over at AEIdeas, James Pethokoukis challenges our attitudes about work and leisure by drawing a helpful contrast between economists John Maynard Keynes and Deirdre McCloskey. First, he points to “Economic Possibilities for our Grandchildren,” in which Keynes frames our economic pursuits as a means to a leisurely end: Thus for the first time since his creation man will be faced with his real, his permanent problem-how to use his freedom from pressing economic cares, how to occupy the leisure, which...
Hobby Lobby Denied Request For HHS Mandate Relief
The National Catholic Register and Associated Press are reporting that Justice Sonia Sotomayor has denied Hobby Lobby (and a pany, Mardel, Inc.) its request to opt out of the HHS mandate to provide abortifacients as health care to employees. Justice Sotomayor’s decision stated that Hobby Lobby did not meet the legal standard for preventing them plying with the government mandate. However, David Green, CEO and owner of Hobby Lobby disagrees, saying the lawsuit violates his family’s faith. The Becket Fund...
Related Classification
Copyright 2023-2024 - www.mreligion.com All Rights Reserved