Home
/
RELIGION & LIBERTY ONLINE
/
Is Having Children Too Expensive? (Wrong Question!)
Is Having Children Too Expensive? (Wrong Question!)
Dec 10, 2025 7:36 AM

The cost of raising kids in the United States has reportedly gone up, averaging $245,340 per child according to a recent report by the U.S. Department of Agriculture, which factors in costs for housing, food, clothing, healthcare, education, toys, and more.

From the Associated Press:

A child born in 2013 will cost a e American family an average of $245,340 until he or she reaches the age of 18, with families living in the Northeast taking on a greater burden, according to a report out Monday. And that doesn’t include college — or expenses if a child lives at home after age 17.

In response to these estimates, much of the reporting has aimed to paint an even grimmer picture for prospective parents, emphasizing other factors such as the likely trajectory of declining wages and rising costs in areas like healthcare and education.

Taken together, it’s enough to make your average spoiled youngster run in the opposite direction. And indeed, many actively are.As Jonathan Last details extensively in his book, What to Expect When No One’s Expecting: America’s Coming Demographic Disaster, birthrates in the Western world are in a free fall, with more and more adults opting for fewer and fewer kids, if any at all, and making such decisions later and later in life.

For those of us who shudder at the prospect of a world with fewer children, and who increasingly encounter negative attitudes about child-bearing and -rearing amongst our peers, many of whom are in their child-bearing “primes,” one wonders how we might respond with pelling financial case for having children amid such supposedly grim prospects.

But while it may be tempting to respond by nit-picking over the inflated consumeristic expectations of modern American parents, or by elevating innovative “life hacks” on how to coupon-cut your way to retaining that expensive Starbucks habit, we’d do well to recognize that at the heart of the West’s demographic crisis is the question plete with its narrowconsumeristic disposition toward cost and convenience as the primary metrics for human hope and destiny.

For Christians in particular, no matter what the dollar numbers of the day, the choice to have children is one driven by something deeper, wider, and higher than ourselves. Financial wisdom and frugality are important, but God didn’t tell Hannah, Manoah, or Mary to plug their ears, shut up their hearts, and budget their way to babies.At what point do we waive our “right to choose,” and let God choose for us?

This is where we ought to begin, with financial analysis and every other thought process funneled and interpreted accordingly.With that as my proposed foundation, I offer the following reflections to prospective parents: whether you tremble at the USDA’s price tag or dismiss its validity altogether.

1. Having and raising kids involves lots of pain and sacrifice, and that’s a good thing. Parenting involves hard work and immense dedication, economic and otherwise, and there’s no getting around it. Want to serve, sacrifice, and contribute to something awesome in real, tangible, transformative, and transcendent ways? Pray earnestly and selflessly about whether you’re called to marry and have kids, and if you hear “yes” from on high, find the right spouse, bear children, and prepare your spirit, soul, body, and pocketbook for a life of liberating constraints.

2. Children are a net gain. That’snot to downplay or ignore the element of extreme sacrifice. When you wake up drowsily at 3 a.m. to help your screaming child for the 7th night in a row, the last thing on your mind is some sophisticated cost-benefit analysis about how “this all pays off in the long run.” But surely there are both immediate and long-term gains for all parties involved. People are producers, innovators, lovers, and taxpayers, and we were created to be in family and relationship munity. From a parent’s perspective, whatever you may think about the (likely) potential for dips in “happiness,” fort,” “economic stability,” yearly vacations to Paris, or any other superficial pseudo-pleasures of the Entitled Age, where there is hard and meaningful work, there is fulfillment, joy, purpose, and all-around human flourishing. As most parents eventually understand, the reward of parenting is a mysterious, paradoxical, perplexing, and beautiful thing that will never be trumped by some petty financial estimate by the USDA.

3. Sticker shock is sticker shock. But speaking of petty quantification, the numbers and estimates in these studies are surely inflated by over-the-top Western privilege and priority, even when taken through a wholly materialistic lens. Yet even still: How much does that actually matter? Even if you, as a parent, were modest and frugal to the extreme, sticker shock is still sticker shock. My wife quit her job to raise our three kids, and plans to be home full-time for some time. What should we do as a start? Multiply her lost salary times 18 or so, and factor in how many raises she might’ve earned in the years in between? See #1 above.The economic price is high no matter how you calculate it. Embrace the risk and sacrifice and find the reward.

4. What would God have you do? Going back to my initial point, and first and foremost above all else: With our newfound choice in all things family- and sex-related, our decision-making process must be rooted in obedience to God, which includes a heightened sense of obligation to spouse munity, and a far healthier view of sacrifice, happiness, and meaning than we as a culture currently possess. Russia tries to give away fancy prize packages to counter its population decline, and such measures continue to fail because they ignore a fundamental ingredient of a society with flourishing families: submission to priorities more powerful pelling than free refrigerators and materialistic gimmicks.

Again, financial considerations are important, and they ought to remain an active part of our discernment and decision-making process. Likewise, God does not call everyone to have kids, nor to have them as soon or as young as possible. Even for those who embrace the calling,many face severe and painful hurdles in finding a good spouse or bearing children itself.

But when I ask young, married, prosperous millennials why they’re not having kids, more often than not, they point to illusions fort, their own personal plans and designs for the future (“wise” though they may be), and inflated notions of economic impossibility.

We are not in the demographic or cultural position of Russia, but the rising generation of young people in the U.S. is increasingly questioning or distorting the value and purpose of child-bearing and child-rearing. We’d do well to locate the proper source of whole-life flourishing, and do so nice and quick.

As Jonathan Last concludes at the end of his book:

There are many perfectly good reasons to have a baby. (Curiosity, vanity, and naiveté e to mind.) But at the end of the day, there’s only one good reason to go through the trouble a second time: Because you believe, in some sense, that God wants you to.

Do we actually believe that?

Are we even asking the question?

[product sku=”1103″]

Comments
Welcome to mreligion comments! Please keep conversations courteous and on-topic. To fosterproductive and respectful conversations, you may see comments from our Community Managers.
Sign up to post
Sort by
Show More Comments
RELIGION & LIBERTY ONLINE
The Return of Intercollegiate Review
The Intercollegiate Studies Institute (ISI) recently relaunched their flagship publication, Intercollegiate Review, and added a brand new daily website, . As panion site to the decades-old magazine, the online daily will mainly serve undergraduate readers interested in learning more about the principles of conservatism. Here are some of the featured stories you should check out: ·The Five Lamest Core Courses in America: In lieu of a solid core curriculum, what courses do students take at elite schools in America to...
The Moral Case for Conservatism
Lee Habeeb and Mike Leven explain why it’s essential to make the moral case for conservatism: If there is a single reason why conservatives continue to lose the battle of ideas, it’s because we don’t make the moral case for freedom and free markets. Our political class instead makes the economic case for our philosophy. Our smart guys are so impressed with their own intelligence, they think we can win the debate using numbers and data, charts and graphs, and...
The FAQs: Obamacare’s Contraceptive-Abortifacient Mandate
On Friday the Obama administration proposed a rule that it says will appease the concerns religious organizations have about the controversial abortion/contraceptive mandate issued last year by the Department of Health and Human Services. Here’s what you should know about the mandate and the proposed changes. What is this contraception mandate everyone keeps talking about? As part of the universal health insurance reform passed in 2010 (often referred to as “Obamacare”), all group health plans must now provide—at no cost...
Christians in the New Industrial Economy
The Acton Institute recently partnered with the Christian History Institute to produce the latest issue of Christian History magazine. The issue (which you can download as a free PDF) examines the impact of automation on Europe and America and the varying responses of the church to the problems that developed. Topics examined are mission work, the rise of the Social Gospel, the impact of papal pronouncements, the Methodist phenomenon, Christian capitalists, attempts munal living and much more. Check out these...
Faith and Football: Patriots’ Zoltan Mesko
New England Patriots’ punter Zoltan Mesko is undoubtedly upset that his team didn’t make it to the Super Bowl again this year, but it’s hardly the toughest ordeal of his life. As Romanian refugees, Mesko’s family endured Communist oppression, deprivation and violent revolution. Mesko, who holds an M.A. from the University of Michigan, shared his family’s experience and how faith plays a role in his life in an interview with the National Catholic Register. When asked if he found it...
Video: The Sirico-Winters Debate on Government’s Role in Helping Poor
On Monday, Jan. 28, The Aquinas Institute for Catholic Thought in Boulder, Colo., hosted its Sixth Annual Great Debate which addressed the question, “Can the free market adequately care for the poor?” Acton President and co-founder Rev. Robert A. Siricoargued for the side of the free market, debating Michael Sean Winters, a writer for National Catholic Reporter. Watch the entire debate here: Can the Free Market Adequately Care for the Poor? from Aquinas Institute on Vimeo. ...
Audio: Samuel Gregg Discusses ‘Becoming Europe’ on the Jack Riccardi Show
Recently Samuel Gregg talked with Jack Riccardi from KTSA 550 San Antonio about Gregg’s new book ing Europe. Listen to the entire interview here: [audio: Theodore Dalrymple also recently reviewed ing Europe on the Library of Law and Liberty’s Liberty Law Blog. He said: In this well-written book, Samuel Gregg explains what can only be called the dialectical relationship between the interests of the European political class and the economic beliefs and wishes of the population as a whole. The...
When Little Government Foxes Spoil the Vines of Business and Ministry
Joe Carter has done a marvelous jobofoutlining the details surrounding the Obama administration’s abortion/contraceptive mandate. In a recent cover story for WORLD Magazine, these details are brought to life through a series of snapshots of real businesses and non-profits facing a real choice to either violate their Christian consciences or e economic martyrs. Thus far, Hobby Lobby has received much of the national spotlight—due in part to their visibility in the marketplace and corresponding outspokenness. In the WORLD article, we...
Belief Without Action: Becoming a Shell of Who You Are
“The Constitution protects your right to believe and worship, not force your beliefs on others.” That’s a response Acton received via Twitter regarding a blog post on the HHS Mandate. This type of statement is a typical one in our society: you can believe whatever you want, but don’t force your beliefs on anyone else. Religious belief and worship should be a wholly private affair; bringing your beliefs into the public square constitutes “forcing” them onto others. In the latest...
So God Made Paul Harvey
Last night millions of young Super Bowl viewers were introduced to one of the most influential conservatives in modern America. And it was done with mercial. Rush Limbaugh is often credited with the dubious honor of bringing conservative talk radio to the masses. And it is certainly true that Rush paved the way for Hannity, O’Reilly, and other pundits by perfecting the three-hour babblefest. But the true pioneer and undisputed king of conservative radio is Paul Harvey, a man who...
Related Classification
Copyright 2023-2025 - www.mreligion.com All Rights Reserved