Home
/
RELIGION & LIBERTY ONLINE
/
Is Having Children Too Expensive? (Wrong Question!)
Is Having Children Too Expensive? (Wrong Question!)
Jan 28, 2026 1:30 AM

The cost of raising kids in the United States has reportedly gone up, averaging $245,340 per child according to a recent report by the U.S. Department of Agriculture, which factors in costs for housing, food, clothing, healthcare, education, toys, and more.

From the Associated Press:

A child born in 2013 will cost a e American family an average of $245,340 until he or she reaches the age of 18, with families living in the Northeast taking on a greater burden, according to a report out Monday. And that doesn’t include college — or expenses if a child lives at home after age 17.

In response to these estimates, much of the reporting has aimed to paint an even grimmer picture for prospective parents, emphasizing other factors such as the likely trajectory of declining wages and rising costs in areas like healthcare and education.

Taken together, it’s enough to make your average spoiled youngster run in the opposite direction. And indeed, many actively are.As Jonathan Last details extensively in his book, What to Expect When No One’s Expecting: America’s Coming Demographic Disaster, birthrates in the Western world are in a free fall, with more and more adults opting for fewer and fewer kids, if any at all, and making such decisions later and later in life.

For those of us who shudder at the prospect of a world with fewer children, and who increasingly encounter negative attitudes about child-bearing and -rearing amongst our peers, many of whom are in their child-bearing “primes,” one wonders how we might respond with pelling financial case for having children amid such supposedly grim prospects.

But while it may be tempting to respond by nit-picking over the inflated consumeristic expectations of modern American parents, or by elevating innovative “life hacks” on how to coupon-cut your way to retaining that expensive Starbucks habit, we’d do well to recognize that at the heart of the West’s demographic crisis is the question plete with its narrowconsumeristic disposition toward cost and convenience as the primary metrics for human hope and destiny.

For Christians in particular, no matter what the dollar numbers of the day, the choice to have children is one driven by something deeper, wider, and higher than ourselves. Financial wisdom and frugality are important, but God didn’t tell Hannah, Manoah, or Mary to plug their ears, shut up their hearts, and budget their way to babies.At what point do we waive our “right to choose,” and let God choose for us?

This is where we ought to begin, with financial analysis and every other thought process funneled and interpreted accordingly.With that as my proposed foundation, I offer the following reflections to prospective parents: whether you tremble at the USDA’s price tag or dismiss its validity altogether.

1. Having and raising kids involves lots of pain and sacrifice, and that’s a good thing. Parenting involves hard work and immense dedication, economic and otherwise, and there’s no getting around it. Want to serve, sacrifice, and contribute to something awesome in real, tangible, transformative, and transcendent ways? Pray earnestly and selflessly about whether you’re called to marry and have kids, and if you hear “yes” from on high, find the right spouse, bear children, and prepare your spirit, soul, body, and pocketbook for a life of liberating constraints.

2. Children are a net gain. That’snot to downplay or ignore the element of extreme sacrifice. When you wake up drowsily at 3 a.m. to help your screaming child for the 7th night in a row, the last thing on your mind is some sophisticated cost-benefit analysis about how “this all pays off in the long run.” But surely there are both immediate and long-term gains for all parties involved. People are producers, innovators, lovers, and taxpayers, and we were created to be in family and relationship munity. From a parent’s perspective, whatever you may think about the (likely) potential for dips in “happiness,” fort,” “economic stability,” yearly vacations to Paris, or any other superficial pseudo-pleasures of the Entitled Age, where there is hard and meaningful work, there is fulfillment, joy, purpose, and all-around human flourishing. As most parents eventually understand, the reward of parenting is a mysterious, paradoxical, perplexing, and beautiful thing that will never be trumped by some petty financial estimate by the USDA.

3. Sticker shock is sticker shock. But speaking of petty quantification, the numbers and estimates in these studies are surely inflated by over-the-top Western privilege and priority, even when taken through a wholly materialistic lens. Yet even still: How much does that actually matter? Even if you, as a parent, were modest and frugal to the extreme, sticker shock is still sticker shock. My wife quit her job to raise our three kids, and plans to be home full-time for some time. What should we do as a start? Multiply her lost salary times 18 or so, and factor in how many raises she might’ve earned in the years in between? See #1 above.The economic price is high no matter how you calculate it. Embrace the risk and sacrifice and find the reward.

4. What would God have you do? Going back to my initial point, and first and foremost above all else: With our newfound choice in all things family- and sex-related, our decision-making process must be rooted in obedience to God, which includes a heightened sense of obligation to spouse munity, and a far healthier view of sacrifice, happiness, and meaning than we as a culture currently possess. Russia tries to give away fancy prize packages to counter its population decline, and such measures continue to fail because they ignore a fundamental ingredient of a society with flourishing families: submission to priorities more powerful pelling than free refrigerators and materialistic gimmicks.

Again, financial considerations are important, and they ought to remain an active part of our discernment and decision-making process. Likewise, God does not call everyone to have kids, nor to have them as soon or as young as possible. Even for those who embrace the calling,many face severe and painful hurdles in finding a good spouse or bearing children itself.

But when I ask young, married, prosperous millennials why they’re not having kids, more often than not, they point to illusions fort, their own personal plans and designs for the future (“wise” though they may be), and inflated notions of economic impossibility.

We are not in the demographic or cultural position of Russia, but the rising generation of young people in the U.S. is increasingly questioning or distorting the value and purpose of child-bearing and child-rearing. We’d do well to locate the proper source of whole-life flourishing, and do so nice and quick.

As Jonathan Last concludes at the end of his book:

There are many perfectly good reasons to have a baby. (Curiosity, vanity, and naiveté e to mind.) But at the end of the day, there’s only one good reason to go through the trouble a second time: Because you believe, in some sense, that God wants you to.

Do we actually believe that?

Are we even asking the question?

[product sku=”1103″]

Comments
Welcome to mreligion comments! Please keep conversations courteous and on-topic. To fosterproductive and respectful conversations, you may see comments from our Community Managers.
Sign up to post
Sort by
Show More Comments
RELIGION & LIBERTY ONLINE
6 Quotes: Ronald Reagan on freedom
Today is the 106th birthday of Ronald Reagan, the fortieth president of the United States. Reagan wasa great lover of America and one of the most eloquent advocates of liberty in modern history In honor of his birthday, here are six quotes on freedom by President Reagan: “Freedom is the right to question and change the established way of doing things. It is the continuing revolution of the marketplace. It is the understanding that allows us to recognize ings and...
Vocation vs. occupation: 4 callings in the Christian life
Is there a difference between “vocation” and “occupation”? The term es from the Latin, “vocare” – to call or receive a call. For almost two millennia in munities and cultures, vocation referred to a religious calling: a monastic order, missionary work or parish labor. During the medieval era, vocation expanded beyond the clerical and embraced medicine (the doctor), the law (the attorney) and teaching (the professor/teacher). Other occupations were respected, but not given the same status. The Reformation rekindled the...
Unemployment as economic-spiritual indicator — January 2017 report
Series Note: Jobs are one of the most important aspects of a morally functioning economy. They help us serve the needs of our neighbors and lead to human flourishing both for the individual and munities. Conversely, not having a job can adversely affect spiritual and psychological well-being of individuals and families. Because unemployment is a spiritual problem, Christians in America need to understand and be aware of the monthly data on employment. Each month highlight the latest numbers we need...
Can prices predict the future?
Note: This is post #20 in a weekly video series on basic microeconomics. Prices can convey information about events. But can they even predict the future? Can we predict Middle East politics based on the price of oil futures? Or use a price-based system to predict the e of presidential elections? In this video by Marginal Revolution University, economist Tyler Cowen discusses prices and prediction markets and how they are used to make prediction about real-world events. (If you find...
Zacchaeus, mob mentality, and the entrepreneur
Watching the unfolding violence and chaos at UC-Berkeley last night, I could not help but think of two people: August Landmesser and Zacchaeus, the reformed tax collector from the Gospel of St. Luke. In my branch of the Orthodox Christian Church, the story of Zaccheus (St. Luke 19:1-10) was read on Sunday as the first of several weeks in preparation for Lent. The tax collector, too short to see over the crowd, climbed up a ore [sic] tree in order...
How to destroy freedom – and how to recreate it
Action Institute – THE CRISIS OF LIBERTY IN THE WEST THE BLOOMSBURY HOTEL * LONDON, UK In the West, we have no trouble conceiving of freedom as a means. Freedom, in this context,is defined as increased liberty to order my life with the maximum level of autonomy consistent with a well-ordered society. But classical man would have understood freedom as anend, according to Ryan T. Anderson, the William E. Simon Senior Research Fellow in American Principles and Public Policy at...
To whom is given: A new documentary on the Christian call to business
There is often a temptation among Christians to segment and categorize “Christian calling” into our own preferred buckets, deeming certain jobs, careers, or vocations as more worthwhile or “sacred” than others. Yet our public ministry doesn’t begin or endwithin the walls of a church building or the confines of a conversation about conversion. Ourpublic worship and witness is not limited to work and service within a specific subset of “Christian-oriented” businesses or institutions. In a new documentary from Values &...
Trade as a path to social harmony and peace
In 1980, PBS first aired Milton Friedman’s series, “Free to Choose,” which chronicledthe glories of liberty across a range of areas, from welfare policy and education to healthcare, monetary policy, and beyond. In a new 19-minute documentary, Johan Norberg revisits Friedman’s famous episode on trade, applying its core arguments to our modern economic context and debate, summarizing the key arguments with refreshing concision. Friedman’s episode rested heavily on the story of Hong Kong, which he visited in the original series....
Samuel Gregg on secularism in France
“François Fillon” by Thomas Bresson (CC BY 4.0) The influence of Christianity in the French political sphere has been gaining ground in recent months and may be of benefit to believers and non-believers alike according to Acton’s Samuel Gregg. The heavy-handed secular arm is losing favor with the general public and its antagonistic stance towards Christianity is weakening. In a recent article, Gregg explains: Given French politics’ hitherto decidedly secular character, there was always going to be a backlash from...
Video Roundup: Acton speakers on the Constitution, the Supreme Court and religious liberty
With the nomination of Neil Gorsuch to fill the seat vacated by the passing of Justice Antonin Scalia, the United States Supreme Court and the federal judiciary have once again taken center stage in the national political discussion. That makes this a fine time to share three Acton Lecture Series eventsfrom the past year that provide insight into the role of the courts in American society throughoutthe history of the country. First of all, we’re pleased to share for the...
Related Classification
Copyright 2023-2026 - www.mreligion.com All Rights Reserved